Mutual Fund Calculator
Estimate SIP & Lumpsum Returns in Seconds
Invested Amount
₹18,00,000
Estimated Returns
₹16,45,000
Total Value
₹34,45,000
How Does the Mutual Fund Calculator Work?
Our free mutual fund calculator helps you project the future value of your systematic investment plan (SIP) or one-time lump sum investment. It uses the power of compounding to give you a realistic estimate of wealth creation over time.
SIP Calculation Formula
For a monthly SIP with investments made at the beginning of each month, the formula is:
FV = P × [ (1 + i)^n – 1 ] / i × (1 + i)
Where:
- P = Monthly investment amount
- i = Monthly rate of return (annual rate ÷ 12 ÷ 100)
- n = Total number of months (years × 12)
Lumpsum Calculation Formula
Future Value = Investment × (1 + r)^n
Where r = annual return rate (decimal) and n = number of years.
How to Use This Tool
- Select either SIP or Lumpsum tab.
- Adjust the sliders or type directly into the input boxes for investment amount, expected return rate, and time period.
- The results update instantly: you’ll see the total invested amount, the estimated capital gains, and the final corpus.
- Use this information to plan your financial goals, compare different scenarios, and make informed decisions.
Key Benefits of the Mutual Fund Calculator
- Completely free and mobile-friendly – works on any device.
- No personal data required; everything runs in your browser.
- Instant, accurate estimates using standard compound interest formulas.
- Helps you visualise long-term wealth creation and stay disciplined.
Disclaimer: This calculator provides illustrative projections based on the inputs you provide. Mutual fund investments are subject to market risks. Actual returns may vary. Please consult a financial advisor before making investment decisions.
